LAMal / KVG basic cover
What every provider must offer by law, the standard, family doctor, HMO and Telmed models and how premiums vary by canton and age.
02Health insurance hub
Basic, supplemental, and everything in between
Health insurance is mandatory within 3 months of arrival. We help you compare LAMal/KVG basic cover, deductibles, and supplemental plans without the broker bias.
Choosing your deductible
CHF 300 to CHF 2'500 — when the high-deductible model actually saves you money and when it quietly costs more.
Supplemental insurance (VVG)
Semi-private and private hospital, alternative medicine, dental — what's worth it and what to skip.
Switching, family & expat traps
Year-end switching deadlines, insuring children, and how to avoid double-insurance with cover from abroad.
Not sure where to start? We are.
A 30-minute call with a Hello Expats advisor — no obligation, no fees.