Hello Expats
01Finance hub

Banking and money for your first Swiss year

Choosing the right bank, building Swiss credit, and structuring your salary and savings — without the local jargon.

01

Opening a Swiss bank account

How resident, non-resident and digital banks differ, what documents you need, and which account suits your salary, currency and family.

02

Mortgages for expats

Affordability rules, the 20% equity requirement, fixed vs SARON rates and what banks need from B/L/C-permit holders.

03

Building Swiss credit

From your first phone contract to a Swiss credit card — practical steps to be ZEK-friendly without overpaying.

04

Multi-currency & remittances

Send salary home, hold USD/EUR/GBP and avoid the 3% FX tax every Swiss bank quietly charges.

Not sure where to start? We are.

A 30-minute call with a Hello Expats advisor — no obligation, no fees.

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